BANC BANC OF CALIFORNIA, INC.

Did the company actually spend money buying back stock in 3+ of the last 4 quarters?

Bought back stock in only 1/4 quarters. Q3 2025: $0M, Q2 2025: $0M, Q1 2025: $0M, Q3 2023: $13M

Is the most recent quarter's buyback spend more than 15% above the trailing average?

Latest quarter $0M vs trailing avg $4M (-100%)

What percentage of free cash flow is going to buybacks? Bull: 30-80%. Bear: <10% or >80%.

Negative FCF ($-3.5B), cannot compute buyback ratio

How fast are they shrinking the float? Bull: 2%+ annually. Bear: under 0.5%.

Missing shares repurchased or outstanding data

Are officers and directors buying stock with their own money on the open market?

15 open-market purchases by 6 insiders

• Hussain Hamid (PRESIDENT OF THE BANK) bought 14,000 shares at $21.12 on 2026-02-09
• Barker James Andrew () bought 10,000 shares at $13.16 on 2025-04-29
• WOLFF JARED M (PRESIDENT AND CEO) bought 7,130 shares at $13.98 on 2024-04-25
• LASHLEY RICHARD J () bought 7,500 shares at $14.47 on 2024-03-14
• LASHLEY RICHARD J () bought 15,000 shares at $14.44 on 2024-03-01
• LASHLEY RICHARD J () bought 10,000 shares at $21.40 on 2024-02-29
• Barker James Andrew () bought 10,000 shares at $13.16 on 2024-02-14
• Barker James Andrew () bought 10,000 shares at $12.32 on 2023-12-12
• Rice Joseph J () bought 10,000 shares at $12.66 on 2023-12-05
• Rice Joseph J () bought 7,500 shares at $11.25 on 2023-06-05

Are insider purchases happening during the same quarters the company is actively buying back stock?

Insider buying coincided with company buybacks in 0 of 4 quarters

Looking at all open-market transactions, are insiders net buyers or net sellers?

Insiders bought $3M, sold $838M (net selling)

Active buyback + insiders net selling 3x+ more than buying. Company cash may be supporting price while insiders exit.

No buyback-insider divergence detected