BKU BankUnited, Inc.

Did the company actually spend money buying back stock in 3+ of the last 4 quarters?

Bought back stock in 3/4 quarters. Q3 2024: $0M, Q2 2024: $0M, Q1 2024: $55M, Q3 2023: $11M

Is the most recent quarter's buyback spend more than 15% above the trailing average?

Latest quarter $0M vs trailing avg $22M (-100%)

What percentage of free cash flow is going to buybacks? Bull: 30-80%. Bear: <10% or >80%.

Buyback $66M / FCF $374M = 18% of FCF

How fast are they shrinking the float? Bull: 2%+ annually. Bear: under 0.5%.

Repurchased 4,400,000 shares = 23.5% of 74,748,370 outstanding (annualized)

Are officers and directors buying stock with their own money on the open market?

1 open-market purchase by SOBTI SANJIV

• SOBTI SANJIV () bought 1,000 shares at $32.83 on 2025-03-13

Are insider purchases happening during the same quarters the company is actively buying back stock?

Insider buying coincided with company buybacks in 0 of 4 quarters

Looking at all open-market transactions, are insiders net buyers or net sellers?

Insiders bought $0M, sold $2M (net selling)

Active buyback + insiders net selling 3x+ more than buying. Company cash may be supporting price while insiders exit.

Company buying back stock while insiders sold 53.4x more than bought. 1 C-suite officers among sellers

• LUNAK LESLIE (Chief Financial Officer) sold 22,776 shares on 2025-05-06
• LUNAK LESLIE (Chief Financial Officer) sold 2,224 shares on 2025-05-07