CHCO CITY HOLDING CO

Did the company actually spend money buying back stock in 3+ of the last 4 quarters?

Bought back stock in 3/4 quarters. Q3 2025: $0M, Q2 2025: $14M, Q1 2025: $4M, Q3 2024: $10M

Is the most recent quarter's buyback spend more than 15% above the trailing average?

Latest quarter $0M vs trailing avg $9M (-100%)

What percentage of free cash flow is going to buybacks? Bull: 30-80%. Bear: <10% or >80%.

Missing buyback or cash flow data

How fast are they shrinking the float? Bull: 2%+ annually. Bear: under 0.5%.

Repurchased 990,465 shares = 6.9% of 14,408,651 outstanding (annualized)

Are officers and directors buying stock with their own money on the open market?

4 open-market purchases by 4 insiders

• STRONG-TREISTER DIANE W () bought 129 shares at $115.88 on 2026-03-09
• Reyes Javier A () bought 105 shares at $115.88 on 2026-03-09
• Hoyer James A () bought 106 shares at $115.88 on 2026-03-09
• FISHER ROBERT D () bought 213 shares at $115.88 on 2026-03-09

Are insider purchases happening during the same quarters the company is actively buying back stock?

Insider buying coincided with company buybacks in 0 of 4 quarters

Looking at all open-market transactions, are insiders net buyers or net sellers?

Insiders bought $0M, sold $0M (net selling)

Active buyback + insiders net selling 3x+ more than buying. Company cash may be supporting price while insiders exit.

No buyback-insider divergence detected