CHCO CITY HOLDING CO

Did the company actually spend money buying back stock in 3+ of the last 4 quarters?

Bought back stock in 3/4 quarters. Q1 2026: $9M, Q3 2025: $0M, Q2 2025: $14M, Q1 2025: $4M

Is the most recent quarter's buyback spend more than 15% above the trailing average?

Latest quarter $9M vs trailing avg $6M (+59%)

What percentage of free cash flow is going to buybacks? Bull: 30%+. Bear: negative FCF or no buybacks.

Missing buyback or cash flow data

How fast are they shrinking the float? Bull: 2%+ annually. Bear: under 0.5%.

Repurchased 474,496 shares = 3.4% of 14,111,166 outstanding (annualized)

Are officers and directors buying stock with their own money on the open market?

15 open-market purchases by 5 insiders

• STRONG-TREISTER DIANE W () bought 119 shares at $126.36 on 2026-04-20
• Reyes Javier A () bought 103 shares at $126.36 on 2026-04-20
• Hoyer James A () bought 103 shares at $126.36 on 2026-04-20
• FISHER ROBERT D () bought 133 shares at $126.36 on 2026-04-20
• STRONG-TREISTER DIANE W () bought 129 shares at $115.88 on 2026-03-09
• Reyes Javier A () bought 105 shares at $115.88 on 2026-03-09
• Hoyer James A () bought 106 shares at $115.88 on 2026-03-09
• FISHER ROBERT D () bought 213 shares at $115.88 on 2026-03-09
• STRONG-TREISTER DIANE W () bought 128 shares at $117.23 on 2025-10-16
• Reyes Javier A () bought 105 shares at $117.23 on 2025-10-16

Are both company buybacks and insider buying independently active? Bull when the company is buying back stock in 2+ quarters and insiders have made 2+ open-market purchases.

Company buybacks in 3 quarters and 15 insider purchases by 5 insiders (no calendar overlap, but both independently active)

Over the last 90 days, are insiders net buyers or net sellers on the open market?

Insiders bought $0M, sold $1M in the last 90 days (net selling)

Active buyback + insiders net selling 3x+ more than buying. Company cash may be supporting price while insiders exit.

Company buying back stock while insiders sold 4.0x more than bought. 2 C-suite officers among sellers

• BUMGARNER DAVID L (EVP & Chief Financial Officer) sold 402 shares on 2026-05-06
• HAGEBOECK CHARLES R (President & CEO) sold 5,855 shares on 2026-04-28
• HAGEBOECK CHARLES R (President & CEO) sold 375 shares on 2026-04-27
• HAGEBOECK CHARLES R (President & CEO) sold 442 shares on 2026-02-20
• HAGEBOECK CHARLES R (President & CEO) sold 833 shares on 2026-02-20
• HAGEBOECK CHARLES R (President & CEO) sold 1,149 shares on 2025-11-24
• HAGEBOECK CHARLES R (President & CEO) sold 868 shares on 2025-11-24