EVTC EVERTEC, Inc.

Did the company actually spend money buying back stock in 3+ of the last 4 quarters?

Bought back stock in only 1/4 quarters. Q1 2026: $0M, Q1 2025: $70M, Q2 2025: $0M, Q3 2025: $0M

Is the most recent quarter's buyback spend more than 15% above the trailing average?

Latest quarter $0M vs trailing avg $23M (-100%)

What percentage of free cash flow is going to buybacks? Bull: 30%+. Bear: negative FCF or no buybacks.

Negative FCF ($-52M), buybacks not supported by cash flow

How fast are they shrinking the float? Bull: 2%+ annually. Bear: under 0.5%.

Missing shares repurchased or outstanding data

Are officers and directors buying stock with their own money on the open market?

7 open-market purchases by 5 insiders

• SMITH BRIAN JOHN () bought 16,202 shares at $26.42 on 2026-06-12
• Vizcarrondo Miguel (Executive Vice President) bought 21,000 shares at $23.37 on 2026-05-11
• D'ANGELO FRANK G. () bought 20,000 shares at $23.40 on 2026-05-08
• Castrillo-Salgado Joaquin A. (Senior EVP & COO) bought 12,862 shares at $22.03 on 2026-05-08
• Castrillo-Salgado Joaquin A. (Senior EVP & COO) bought 1,675 shares at $22.95 on 2026-05-08
• Castrillo-Salgado Joaquin A. (Senior EVP & COO) bought 5,463 shares at $24.33 on 2026-05-08
• Rodriguez-Gonzalez Luis A (General Counsel & EVP) bought 17,000 shares at $24.10 on 2026-05-07

Are both company buybacks and insider buying independently active? Bull when the company is buying back stock in 2+ quarters and insiders have made 2+ open-market purchases.

7 insider purchases but company buybacks inactive

Over the last 90 days, are insiders net buyers or net sellers on the open market?

Insiders bought $2M, sold $0M in the last 90 days (net buying)

Active buyback + insiders net selling 3x+ more than buying. Company cash may be supporting price while insiders exit.

No buyback-insider divergence detected