FULT FULTON FINANCIAL CORP

Did the company actually spend money buying back stock in 3+ of the last 4 quarters?

Bought back stock in 2/4 quarters. Q3 2025: $0M, Q2 2025: $0M, Q1 2025: $30M, Q3 2024: $30M

Is the most recent quarter's buyback spend more than 15% above the trailing average?

Latest quarter $0M vs trailing avg $20M (-100%)

What percentage of free cash flow is going to buybacks? Bull: 30-80%. Bear: <10% or >80%.

Missing buyback or cash flow data

How fast are they shrinking the float? Bull: 2%+ annually. Bear: under 0.5%.

Repurchased 8,000,000 shares = 8.9% of 180,593,797 outstanding (annualized)

Are officers and directors buying stock with their own money on the open market?

11 open-market purchases by 7 insiders

• Taylor Bernadette M (Sr Executive Vice President) bought 164 shares at $19.30 on 2025-09-11
• Fiol Andrew B (Sr Executive Vice President) bought 256 shares at $19.30 on 2025-09-11
• Fiol Andrew B (Sr Executive Vice President) bought 249 shares at $17.02 on 2025-06-06
• Taylor Bernadette M (Sr Executive Vice President) bought 160 shares at $17.02 on 2025-06-05
• Malhotra Atul (Chief Risk Officer) bought 1,100 shares at $18.60 on 2025-04-21
• Myers Curtis J (Chairman & CEO) bought 15,000 shares at $9.81 on 2023-05-12
• MCCOLLOM MARK R (Sr. EVP & CFO) bought 10,000 shares at $9.74 on 2023-05-11
• Fiol Andrew B (Sr Executive Vice President) bought 248 shares at $14.44 on 2023-03-02
• Martin George K () bought 2,910 shares at $17.16 on 2023-02-07
• Campbell David M (Sr Executive Vice President) bought 835 shares at $17.00 on 2021-11-22

Are insider purchases happening during the same quarters the company is actively buying back stock?

Insider buying coincided with company buybacks in 1 of 4 quarters

• Q3 2024: Myers Curtis J bought while company spent $30M

Looking at all open-market transactions, are insiders net buyers or net sellers?

Insiders bought $1M, sold $4M (net selling)

Active buyback + insiders net selling 3x+ more than buying. Company cash may be supporting price while insiders exit.

Company buying back stock while insiders sold 7.6x more than bought. 6 C-suite officers among sellers

• Snyder Angela M (President) sold 13,322 shares on 2025-01-27
• Myers Curtis J (Chairman & CEO) sold 24,192 shares on 2024-12-06
• Campbell David M (Sr Executive Vice President) sold 10,514 shares on 2023-05-03
• Sargent Angela M (SEVP & Chief Info Officer) sold 11,581 shares on 2022-12-01
• Snyder Angela M (Sr Executive Vice President) sold 4,818 shares on 2022-10-31
• Snyder Angela M (Sr Executive Vice President) sold 4,138 shares on 2022-08-16
• Campbell David M (Sr Executive Vice President) sold 5,156 shares on 2022-05-23
• Sargent Angela M (SEVP & Chief Info Officer) sold 10,823 shares on 2022-03-04
• Stolzer Daniel R (Sr EVP & Chief Legal Officer) sold 6,000 shares on 2021-10-21
• Taylor Bernadette M (Sr Executive Vice President) sold 2,348 shares on 2021-05-01