HAFC HANMI FINANCIAL CORP

Did the company actually spend money buying back stock in 3+ of the last 4 quarters?

Bought back stock in 4/4 quarters. Q1 2026: $1M, Q3 2025: $1M, Q2 2025: $3M, Q1 2024: $2M

Is the most recent quarter's buyback spend more than 15% above the trailing average?

Latest quarter $1M vs trailing avg $2M (-41%)

What percentage of free cash flow is going to buybacks? Bull: 30%+. Bear: negative FCF or no buybacks.

Buyback $7M / FCF $8M = 86% of FCF

How fast are they shrinking the float? Bull: 2%+ annually. Bear: under 0.5%.

Repurchased 429,558 shares = 5.7% of 29,894,757 outstanding (annualized)

Are officers and directors buying stock with their own money on the open market?

1 open-market purchase by Medici Daniel John

• Medici Daniel John () bought 200 shares at $27.11 on 2025-10-24

Are both company buybacks and insider buying independently active? Bull when the company is buying back stock in 2+ quarters and insiders have made 2+ open-market purchases.

Company buybacks in 4 quarters but insufficient insider buying

Over the last 90 days, are insiders net buyers or net sellers on the open market?

Insiders bought $0M, sold $0M in the last 90 days (net selling)

Active buyback + insiders net selling 3x+ more than buying. Company cash may be supporting price while insiders exit.

Company buying back stock while insiders sold 21.2x more than bought. 2 C-suite officers among sellers

• Fuhr Matthew (Chief Credit Officer) sold 3,300 shares on 2026-04-28
• Pangrazio Joseph (Chief Accounting Officer) sold 486 shares on 2025-11-24