RNST RENASANT CORP

Did the company actually spend money buying back stock in 3+ of the last 4 quarters?

Bought back stock in 2/4 quarters. Q3 2021: $0M, Q2 2021: $0M, Q1 2021: $25M, Q3 2020: $29M

Is the most recent quarter's buyback spend more than 15% above the trailing average?

Latest quarter $0M vs trailing avg $18M (-100%)

What percentage of free cash flow is going to buybacks? Bull: 30-80%. Bear: <10% or >80%.

Buyback $53M / FCF $254M = 21% of FCF

How fast are they shrinking the float? Bull: 2%+ annually. Bear: under 0.5%.

Missing shares repurchased or outstanding data

Are officers and directors buying stock with their own money on the open market?

2 open-market purchases by 1 insiders

• LEVY JONATHAN A () bought 2,000 shares at $34.79 on 2025-11-11
• LEVY JONATHAN A () bought 2,000 shares at $35.64 on 2025-08-01

Are insider purchases happening during the same quarters the company is actively buying back stock?

Insider buying coincided with company buybacks in 0 of 4 quarters

Looking at all open-market transactions, are insiders net buyers or net sellers?

Insiders bought $0M, sold $2M (net selling)

Active buyback + insiders net selling 3x+ more than buying. Company cash may be supporting price while insiders exit.

Company buying back stock while insiders sold 11.1x more than bought. 2 C-suite officers among sellers

• Hutcheson Kelly (EVP/Chief Accounting Officer) sold 1,350 shares on 2026-03-04
• Mabry James C. IV (EVP and CFO) sold 12,500 shares on 2026-01-30