STC STEWART INFORMATION SERVICES CORP

Did the company actually spend money buying back stock in 3+ of the last 4 quarters?

Bought back stock in 4/4 quarters. Q3 2025: $0M, Q2 2025: $0M, Q1 2025: $3M, Q3 2024: $0M

Is the most recent quarter's buyback spend more than 15% above the trailing average?

Latest quarter $0M vs trailing avg $1M (-92%)

What percentage of free cash flow is going to buybacks? Bull: 30-80%. Bear: <10% or >80%.

Negative FCF ($-79M), cannot compute buyback ratio

How fast are they shrinking the float? Bull: 2%+ annually. Bear: under 0.5%.

Missing shares repurchased or outstanding data

Are officers and directors buying stock with their own money on the open market?

7 open-market purchases by 1 insiders

• BRADLEY C ALLEN JR () bought 464 shares at $62.35 on 2026-03-12
• BRADLEY C ALLEN JR () bought 236 shares at $63.06 on 2026-03-12
• BRADLEY C ALLEN JR () bought 200 shares at $63.13 on 2026-03-11
• BRADLEY C ALLEN JR () bought 100 shares at $63.19 on 2026-03-11
• BRADLEY C ALLEN JR () bought 583 shares at $65.34 on 2026-03-10
• BRADLEY C ALLEN JR () bought 417 shares at $65.34 on 2026-03-10
• BRADLEY C ALLEN JR () bought 1,000 shares at $59.63 on 2025-05-28

Are insider purchases happening during the same quarters the company is actively buying back stock?

Insider buying coincided with company buybacks in 0 of 4 quarters

Looking at all open-market transactions, are insiders net buyers or net sellers?

Insiders bought $0M, sold $1M (net selling)

Active buyback + insiders net selling 3x+ more than buying. Company cash may be supporting price while insiders exit.

No buyback-insider divergence detected