STC STEWART INFORMATION SERVICES CORP

Did the company actually spend money buying back stock in 3+ of the last 4 quarters?

Bought back stock in 4/4 quarters. Q1 2026: $3M, Q3 2025: $0M, Q2 2025: $0M, Q1 2025: $3M

Is the most recent quarter's buyback spend more than 15% above the trailing average?

Latest quarter $3M vs trailing avg $1M (+179%)

What percentage of free cash flow is going to buybacks? Bull: 30%+. Bear: negative FCF or no buybacks.

Negative FCF ($-158M), buybacks not supported by cash flow

How fast are they shrinking the float? Bull: 2%+ annually. Bear: under 0.5%.

Missing shares repurchased or outstanding data

Are officers and directors buying stock with their own money on the open market?

7 open-market purchases by 1 insiders

• BRADLEY C ALLEN JR () bought 464 shares at $62.35 on 2026-03-12
• BRADLEY C ALLEN JR () bought 236 shares at $63.06 on 2026-03-12
• BRADLEY C ALLEN JR () bought 200 shares at $63.13 on 2026-03-11
• BRADLEY C ALLEN JR () bought 100 shares at $63.19 on 2026-03-11
• BRADLEY C ALLEN JR () bought 583 shares at $65.34 on 2026-03-10
• BRADLEY C ALLEN JR () bought 417 shares at $65.34 on 2026-03-10
• BRADLEY C ALLEN JR () bought 1,000 shares at $59.63 on 2025-05-28

Are both company buybacks and insider buying independently active? Bull when the company is buying back stock in 2+ quarters and insiders have made 2+ open-market purchases.

Company buybacks in 4 quarters and 7 insider purchases by 1 insiders (no calendar overlap, but both independently active)

Over the last 90 days, are insiders net buyers or net sellers on the open market?

Insiders bought $0M, sold $1M in the last 90 days (net selling)

Active buyback + insiders net selling 3x+ more than buying. Company cash may be supporting price while insiders exit.

Company buying back stock while insiders sold 6.9x more than bought. 2 C-suite officers among sellers

• Hisey David C (Chief Financial Officer) sold 5,639 shares on 2026-04-24
• Hisey David C (Chief Financial Officer) sold 5,353 shares on 2026-04-24
• Rable Brad (Group President) sold 5,694 shares on 2025-07-28
• Hisey David C (Chief Financial Officer) sold 2,224 shares on 2025-07-25