TFIN Triumph Financial, Inc.

Did the company actually spend money buying back stock in 3+ of the last 4 quarters?

Bought back stock in 3/4 quarters. Q1 2026: $0M, Q3 2025: $0M, Q2 2025: $3M, Q1 2025: $0M

Is the most recent quarter's buyback spend more than 15% above the trailing average?

Latest quarter $0M vs trailing avg $1M (-88%)

What percentage of free cash flow is going to buybacks? Bull: 30%+. Bear: negative FCF or no buybacks.

Buyback $3M / FCF $370M = 1% of FCF

How fast are they shrinking the float? Bull: 2%+ annually. Bear: under 0.5%.

Repurchased 247,312 shares = 4.2% of 23,765,385 outstanding (annualized)

Are officers and directors buying stock with their own money on the open market?

1 open-market purchase by Graft Aaron P

• Graft Aaron P (President & CEO) bought 8,949 shares at $55.87 on 2026-02-27

Are both company buybacks and insider buying independently active? Bull when the company is buying back stock in 2+ quarters and insiders have made 2+ open-market purchases.

Company buybacks in 3 quarters but insufficient insider buying

Over the last 90 days, are insiders net buyers or net sellers on the open market?

Insiders bought $0M, sold $0M in the last 90 days (net buying)

Active buyback + insiders net selling 3x+ more than buying. Company cash may be supporting price while insiders exit.

Company buying back stock while insiders sold 4.6x more than bought. 3 C-suite officers among sellers

• Voss William B. (Chief Financial Officer) sold 427 shares on 2026-03-10
• Schreyer Edward Joseph (EVP, Chief Operating Officer) sold 7,275 shares on 2025-09-02
• Graft Aaron P (President & CEO) sold 6,500 shares on 2025-08-22
• Schreyer Edward Joseph (EVP, Chief Operating Officer) sold 7,275 shares on 2025-06-09
• Graft Aaron P (President & CEO) sold 6,500 shares on 2025-06-09