TRST TRUSTCO BANK CORP N Y

Did the company actually spend money buying back stock in 3+ of the last 4 quarters?

Bought back stock in only 1/4 quarters. Q1 2026: $0M, Q3 2025: $0M, Q3 2024: $0M, Q3 2023: $3M

Is the most recent quarter's buyback spend more than 15% above the trailing average?

Latest quarter $0M vs trailing avg $1M (-100%)

What percentage of free cash flow is going to buybacks? Bull: 30%+. Bear: negative FCF or no buybacks.

Missing buyback or cash flow data

How fast are they shrinking the float? Bull: 2%+ annually. Bear: under 0.5%.

Repurchased 564,226 shares = 3.1% of 18,029,107 outstanding (annualized)

Are officers and directors buying stock with their own money on the open market?

4 open-market purchases by 4 insiders

• Silverman Frank B () bought 105 shares at $46.18 on 2026-04-24
• CURLEY KEVIN M (EXECUTIVE VICE PRESIDENT & COO) bought 588 shares at $42.55 on 2026-03-12
• LUCARELLI LISA M () bought 200 shares at $42.69 on 2025-11-26
• Cotugno Steffani () bought 750 shares at $31.15 on 2025-06-04

Are both company buybacks and insider buying independently active? Bull when the company is buying back stock in 2+ quarters and insiders have made 2+ open-market purchases.

4 insider purchases but company buybacks inactive

Over the last 90 days, are insiders net buyers or net sellers on the open market?

Insiders bought $0M, sold $0M in the last 90 days (net buying)

Active buyback + insiders net selling 3x+ more than buying. Company cash may be supporting price while insiders exit.

No buyback-insider divergence detected