UPBD UPBOUND GROUP, INC.

Did the company actually spend money buying back stock in 3+ of the last 4 quarters?

Bought back stock in 2/4 quarters. Q3 2021: $0M, Q2 2021: $0M, Q1 2021: $27M, Q3 2020: $0M

Is the most recent quarter's buyback spend more than 15% above the trailing average?

Latest quarter $0M vs trailing avg $9M (-99%)

What percentage of free cash flow is going to buybacks? Bull: 30%+. Bear: negative FCF or no buybacks.

Negative FCF ($-17M), buybacks not supported by cash flow

How fast are they shrinking the float? Bull: 2%+ annually. Bear: under 0.5%.

Repurchased 1,463,377 shares = 2.5% of 58,293,726 outstanding (annualized)

Are officers and directors buying stock with their own money on the open market?

8 open-market purchases by 1 insiders

• BROWN JEFFREY J () bought 461 shares at $19.41 on 2026-04-28
• BROWN JEFFREY J () bought 1,868 shares at $19.41 on 2026-04-28
• BROWN JEFFREY J () bought 495 shares at $17.68 on 2026-01-06
• BROWN JEFFREY J () bought 2,007 shares at $17.68 on 2026-01-06
• BROWN JEFFREY J () bought 386 shares at $22.27 on 2025-10-21
• BROWN JEFFREY J () bought 1,565 shares at $22.27 on 2025-10-21
• BROWN JEFFREY J () bought 327 shares at $25.90 on 2025-07-08
• BROWN JEFFREY J () bought 1,326 shares at $25.90 on 2025-07-08

Are both company buybacks and insider buying independently active? Bull when the company is buying back stock in 2+ quarters and insiders have made 2+ open-market purchases.

Company buybacks in 2 quarters and 8 insider purchases by 1 insiders (no calendar overlap, but both independently active)

Over the last 90 days, are insiders net buyers or net sellers on the open market?

Insiders bought $0M, sold $0M in the last 90 days (net buying)

Active buyback + insiders net selling 3x+ more than buying. Company cash may be supporting price while insiders exit.

No buyback-insider divergence detected