WSFS WSFS FINANCIAL CORP

Did the company actually spend money buying back stock in 3+ of the last 4 quarters?

Bought back stock in 4/4 quarters. Q1 2026: $54M, Q3 2025: $14M, Q2 2025: $40M, Q1 2025: $21M

Is the most recent quarter's buyback spend more than 15% above the trailing average?

Latest quarter $54M vs trailing avg $25M (+117%)

What percentage of free cash flow is going to buybacks? Bull: 30%+. Bear: negative FCF or no buybacks.

Negative FCF ($-253M), buybacks not supported by cash flow

How fast are they shrinking the float? Bull: 2%+ annually. Bear: under 0.5%.

Repurchased 4,243,684 shares = 8.2% of 52,044,046 outstanding (annualized)

Are officers and directors buying stock with their own money on the open market?

No insider open-market purchases in the last 12 months

Are both company buybacks and insider buying independently active? Bull when the company is buying back stock in 2+ quarters and insiders have made 2+ open-market purchases.

Need both buyback and insider purchase data

Over the last 90 days, are insiders net buyers or net sellers on the open market?

Insiders bought $0M, sold $0M in the last 90 days (net selling)

Active buyback + insiders net selling 3x+ more than buying. Company cash may be supporting price while insiders exit.

Company buying back stock while insiders sold 242925.3x more than bought. 3 C-suite officers among sellers

• BACCI ARTHUR J (EVP, COO) sold 1,929 shares on 2026-02-09
• BACCI ARTHUR J (EVP, COO) sold 59 shares on 2026-02-09
• BACCI ARTHUR J (EVP, COO) sold 17 shares on 2026-02-09
• Wechsler James J (EVP Chief Comm'l Banking Ofc) sold 450 shares on 2026-02-05
• Kruzinski Shari (EVP, Chief Consumer Bk Officer) sold 1,000 shares on 2026-02-05